Balance

I knew this was coming, we both knew.
A few nights ago, I dreamt of the sound of a car accident, metal colliding with metal. I have been paranoid of driving with the bad brakes, the pads need replacing.
As I was driving to work this morning a pedestrian jay-walked in front of some cars ahead of me and they stopped, but I couldn't. I went into a skid and I remember yelling "Fuck!" as I rammed the large white tail end of the van in front of me.
I don't exactly remember the actual collision, but I remember the sound being exactly like the one in the dream. Just before I collided, I knew something bad was going to happen... just not what.
After I hit I started crying and freaking out, I had to pull what shreds of consciousness were there and steer the car off the road.
We exchanged info and everyone was OK, she had small children in the seat and I heard them asking if I was ok. I fumbled with the paperwork, my hands shaking as I tried to keep composure.
In the end her car wasn't dented, but had the paint imprint of my front scratched into her bumper. I was freaking out because I'm not on Angel's insurance plan. I said that over and over to the lady with a slight panic, most likely her vehicle will be covered.... at our expense.

I went to work and just couldn't do it, I was forgetting things and my head was throbbing; nothing made sense. I left an hour later and came home... I have a mild concussion and I hope that Angel will be home soon to comfort my shaken inner child.

She won't say so directly, but her voice was quite angry on the phone. Not necessarily at me but at the situation. She was so close to a year without a collision and the price going down... now there will be a large penalty for allowing me to drive and her insurance rate will go through the roof.
She told me I'm taking the bus from now on... I feel horrible.
Indeed this is the balance of things, last friday was an awesome high with paddles and pasties, and now we've come crashing down and have to climb our way back up.
Damn.